““Nothing is impossible, the word itself says ‘I’m possible.’” ”
— Audrey Hepburn

Rebekah believes that quality mental health services should be accessible to everyone, and that money should not be a barrier to accessing care. To reflect this belief, Rebekah not only provides Self-Pay services, but is also in-network with several insurance companies, provides Superbills, and offers sliding scale services on a case by case basis.

If you are out-of-network, cannot afford the Self-Pay rates listed below, and want to work with Rebekah, please reach out to her through the consultation request form link.

**All prospective clients can request a FREE 20 min phone consultation!**

Rebekah is In-Network with several insurance companies in Texas and Florida through Alma and Headway:

  • Aetna: is inclusive of several health plans that Rebekah is INN with including:

    • Meritain

    • Nippon

    • Allied Benefit Systems

    • Trustmark

    • Trustmark Small Business Benefits

    • Health Scope

    • Christian Brothers Services

    Optum: is inclusive of several health plans that Rebekah is INN with including:

    • UnitedHealthcare

    • UnitedHealthcare Shared Services (UHSS)

    • UnitedHealthcare Global

    • UnitedHealthCare Exchange Plans (ONEX)

    • Optum*

    • Oscar

    • Oxford

    • UHC Student Resources

    • UMR

    • All Savers (UHC)

    • Health Plans Inc

    • Surest (Formerly Bind)

    Quest Behavioral Health

Rebekah’s *Self-Pay/Out-of-Pocket rates for sessions (For those who will not to make claims through insurance or will use their OON benefits) are as follows:

  • Initial sessions - including assessment, diagnosis, and treatment planning.

    This services is required for all clients who are coming for the first time and seeking individual, relationship/couples, or parenting work.

    Booked for 90 minutes: $270

  • 45 min Individual session: $135

    60 min Individual session: $180

    30 min maintenance sessions/check ins: $90

  • Booked for 90 min: $270

    Best practice is to have more time to support the dynamics of processing issues along with skill development when engaging with a couple, triad, or larger group.

    **Insurance will not pay for 90 minute sessions, and if this is what you would like, but were trying to use insurance, please let your therapist know so you can discuss your options.

    45 min maintenance session/check in: $135

  • Booked for 90 min: $270

    Best practice is to have enough time to check in from previous session, process, and ground.

    *Some EMDR sessions may end early if the check in, processing, and grounding during that session does not require the full time. If processing ends early and you do not wish to do any other work, you will only pay for the time you are in session, prorated to the closest 15 min marker

    **Insurance will not pay for 90 minute sessions. This includes EMDR . If you are wanting to use insurance but prefer longer sessions, please let your provider know so they can explore options with you.

    30 min maintenance session/check in: $90

Note: Rebekah offers Superbills, along with benefit confirmation, through Thrizer for Out-of-Network (OON) clients who wish to be reimbursed for session, or only pay their “co-pay”, per their OON benefits. Clients can also utilize *FSA/HSA cards to reduce their out-of-pocket costs for Self-Pay sessions.

If you are not In-Network, and cannot afford the Self-Pay/Out-of-Pocket rates, but still want to work with Rebekah, she offers the following solutions:

  • If you would like to still see Rebekah as an Out-of-network (OON) provider for your insurance, you can request a Superbill to submit to your insurance company, if they accept them.

    If your insurance accepts Superbills, they might reimburse you for all, some, or none of your out of pocket costs to see Rebekah.

    Superbills will still require some of your information like treatment codes, diagnosis, plans, and progress to be sent to the insurance company, and you may need to meet OON benefit requirements prior to reimbursement. If you have co-insurance or OON benefits, a Superbill may get up to 80% of a session costs reimbursed to you.

  • Rebekah offers limited sliding scale slots to clients who have financial constraints and are not In-Network or need care that is more intensive than what insurance will cover.

    If you need to request consideration for sliding scale, please let Rebekah know when you are filling out your Consultation Request form or during your consultation call.

    If it is determined that you would benefit from multiple sessions a week (ie: individual work with couples work, intense trauma work, etc.) and are Self-Pay, Rebekah may also discuss discounted session rates with clients as needed.

FAQS

  • A Superbill is a document made for insurance companies that details the services an Out-of-Network (OON) therapist or health care provider performed for a client. It is essentially a receipt for your visit and contains vital information, like diagnosis and procedure codes, needed for insurance payers to reimburse you for the services after you’ve paid for. Insurers use the Superbill “receipt” to reimburse clients instead of paying the provider directly.

    Usually, when you see an out-of-network provider, you pay them out of pocket for their services. Then, they provide you with a Superbill detailing those services and their costs. To get your Superbills reimbursed, you or your provider has to file an out-of-network claim with your insurer. Your insurer will review the claim and reimburse all, some, or none of the services depending on their assessment. In the event that not all of the claim is reimbursed, you then have the option of fixing the rejected parts and refiling the claim. 

    Rebekah is signing up with Thrizer to make this process simple and streamlined for clients, that will guarantee reimbursement for services based on their OON benefits.

    Based on your insurance carrier’s policies and your plan, several factors determine how much you may be reimbursed. These factors include:

    The amount allowed for a therapy service based on what your insurance company would pay for an in-network therapist

    Your out-of-network benefit level

    Whether you have met your out-of-network provider deductible for the year

    Your coinsurance rate for out-of-network providers (the percentage of charges your insurance company expects you to pay)

  • If you choose to pay for sessions out of pocket as a Self-Pay client, none of your treatment information is shared with your insurance company and we have more flexibility with frequency and duration of sessions.

  • Privacy:

    Choosing to access care through self-pay sessions enhances your privacy, as no information has to be shared with anyone, or any entity, outside of sessions; unless requested by you, or required by law.

    Customized Client Care & Ability to Utilize Best Practice:

    Self-payment also opens the door to less restrictions on sessions, as insurance will limit how much time, and how often, you are allowed to be in a session.

    Best practice for both EMDR and Couples work recommends 90 minute sessions, and sometimes there is need for intensive work, multiple sessions a week, or combination of session types (for example: individual and couples sessions in the same week).

    Self-payment can make accessing recommended services more effective and less prohibited.

  • Using your flexible spending account (FSA) or health savings account (HSA) to pay for mental health services is a great way to reduce your out-of-pocket costs.

    Using your FSA or HSA to pay for therapy and counseling is simple. You can pay for services directly from your FSA/HSA account with your FSA/HSA debit card. Your FSA/HSA plan administrator will track your expenditures.

    In some cases, your FSA/HSA debit card may not work at all locations. Some cards will only work at known hospitals, clinics, and other healthcare providers.

    In this instance, you can pay your qualified medical expense out of pocket, and reimburse yourself from your FSA/HSA later by making a withdrawal.

    If you use this method, you are responsible for record-keeping and documenting the transaction, as well as the medical need behind it.

    Be sure to keep all receipts and documentation of your expenses, as you may be required to provide proof of payment and eligibility in the event of an audit.

    Before using your FSA or HSA to pay for therapy, contact your benefits administrator to verify if the service qualifies.

    If you are considering using an FSA or HSA to pay for therapy or counseling, there are many resources available to help you navigate the process. The Internal Revenue Service (IRS) website provides detailed information on eligible expenses and requirements for HSA plans.

    Your FSA or HSA plan administrator may also provide guidance and assistance.

    You can read more on qualified medical expenses here: https://www.irs.gov/pub/irs-pdf/p502.pdf